Complete List of Licensed Money Lenders in Singapore [Updated]

Finding a licensed money lender in Singapore is one of the safest ways to get quick cash when you face urgent or unexpected expenses. Whether you need money for medical bills, urgent repairs, education fees, or other emergencies, borrowing from a licensed money lender means you’re protected by Singapore’s strict moneylending laws. Licensed money lenders must follow the rules set by the Ministry of Law, so you can expect clear contracts, capped interest rates, and fair repayment terms with no hidden fees.

Singapore’s Registry of Moneylenders regularly updates the complete list of all licensed lenders operating legally in the country. This list is easily accessible online and is the best way to confirm whether a lender is legitimate before you apply. Always check the lender’s name and license number on the Registry to avoid illegal lenders who pose as genuine ones. Licensed lenders will never ask for upfront payments or hidden processing fees — everything must be stated clearly in your contract.

Some well-known licensed money lenders in Singapore include Accredit, A1 Credit, 1st Credit SG, Credit Thirty3, Fortune Credit, and Katong Credit. These lenders have physical offices, clear application procedures, and good customer service. Many also offer same-day loan approvals and fast cash disbursement if you provide basic documents like your NRIC, proof of income, and proof of employment. They offer different loan packages, including personal loans, payday loans, foreigner loans, and business loans, with flexible repayment options to suit different needs.

When borrowing, it’s important to compare a few list of licensed money lenders to find the best terms and lowest interest rates for your situation. Look for lenders with good reviews and transparent policies. Be cautious of anyone who contacts you via SMS, WhatsApp, or social media offering easy money — licensed lenders are not allowed to advertise this way.

A legal money lender can be a helpful solution when you need fast cash and want to avoid the risks of unlicensed lending. By choosing a lender from the official list and reading your loan agreement carefully, you can borrow with confidence and manage your repayments responsibly. Always remember to plan your loan well, borrow only what you can afford to repay, and keep a copy of all signed documents for your own records.