Is it worth it to put in heated floors in Los Angeles?

Warm floors, even in winter, have been a dream of mine since I was a kid. Now it's possible to do it, but I'm worried about short circuits in case of a flood. Maybe you can give me a hint?

My cousin put in underfloor heating last fall. She didn't regret it for a minute, and I liked it, too. And about the shorting - she went to FastFix, a water damage restoration service in Los Angeles, and they put in insulation that protects against shorting, so even if the city floods again, her house will be safer.